In a recent piece, we explored how to invest available cash: Should you invest it all right away as a lump sum? Or are you better off wading in more gradually with dollar-cost averaging? In round … [Read more...]
Lump-Sum Investing vs. Dollar-Cost Averaging – Round 1: Raw Returns
Good news: You have an extra $24,000, and you’ve decided to invest it in the stock market. It’s always nice to have investable cash on hand. But you also might feel as if the pressure is on. Nobody … [Read more...]
Market Commentary: 2020 Q3 in Perspective
Delap Wealth Advisory’s evidence-based investing portfolios are strategically invested with a focus on long-term performance objectives. Portfolio allocations and investments are not adjusted in … [Read more...]
What is Tax-Loss Harvesting?
Investment losses rarely (if ever) make investors happy. But there are ways to make Uncle Sam share in some of that pain. The following discusses tax-loss harvesting and why it should be considered … [Read more...]
Election Year Politics and Stock Market Forecasts
A recent New York Times article discussed the stock market impact of Joe Biden winning the 2020 presidential election. The article quoted Lori Calvasina, head of U.S. equity strategy at RBC Capital … [Read more...]
Evidence-Based Investing vs. Index Investing
Overview: Many investors may believe that evidence-based investing means simply buying index funds. However, there are some key differences between index investing and evidence-based investing. The … [Read more...]
The Rules of Prudent Investing
Overview: The following rules can help investors build and adhere to a well-designed investment plan. These guidelines may be instrumental in giving investors the best chance of achieving their … [Read more...]
What Is Fiduciary Advice, and Why Does It Matter (Now More Than Ever)?
How do you know when an investment recommendation is worth heeding? Red tape and legal jargon aside, it’s about finding an advisor who exemplifies a few simple ideals: “There’s no confusion in the … [Read more...]
Dollar-Cost Averaging vs. Lump Sum: What’s the Best Approach?
You spent the last 20 to 30 years growing your business. After months of work, due diligence, negotiation, and sleepless nights you finally sold it! You look at the bank balance and it almost doesn't … [Read more...]