College can be expensive. Tuition costs have increased steadily over the past 30 years. Housing, transportation, food, books, and other education-related fees can add thousands to an already steep … [Read more...]
Investment Blog Posts
Is Converting Your Traditional IRA or 401(k) to a Roth IRA Right for You?
A Roth IRA conversion refers to moving part or all of a traditional IRA or 401(k) to a Roth IRA. It may also be possible to convert a traditional 401(k) to a Roth 401(k), depending on plan design. At … [Read more...]
Quick Take on Fixed Income: Safety of Municipal Bonds
Municipal bonds are debt obligations issued by public entities that use the loans to fund public projects such as the construction of schools, hospitals, and highways. In general, the interest you … [Read more...]
Lump-Sum Investing vs. Dollar-Cost Averaging – Round 2: Actual Outcomes
In a recent piece, we explored how to invest available cash: Should you invest it all right away as a lump sum? Or are you better off wading in more gradually with dollar-cost averaging? In round … [Read more...]
Lump-Sum Investing vs. Dollar-Cost Averaging – Round 1: Raw Returns
Good news: You have an extra $24,000, and you’ve decided to invest it in the stock market. It’s always nice to have investable cash on hand. But you also might feel as if the pressure is on. Nobody … [Read more...]
Market Commentary: 2020 Q3 in Perspective
Delap Wealth Advisory’s evidence-based investing portfolios are strategically invested with a focus on long-term performance objectives. Portfolio allocations and investments are not adjusted in … [Read more...]
What is Tax-Loss Harvesting?
Investment losses rarely (if ever) make investors happy. But there are ways to make Uncle Sam share in some of that pain. The following discusses tax-loss harvesting and why it should be considered … [Read more...]
Election Year Politics and Stock Market Forecasts
A recent New York Times article discussed the stock market impact of Joe Biden winning the 2020 presidential election. The article quoted Lori Calvasina, head of U.S. equity strategy at RBC Capital … [Read more...]
Evidence-Based Investing vs. Index Investing
Overview: Many investors may believe that evidence-based investing means simply buying index funds. However, there are some key differences between index investing and evidence-based investing. The … [Read more...]